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# How to Run a Credit Approval Process for New Clients
- URL: https://blog.jestor.com/run-a-credit-approval-process/
- Published: 2026-09-17T22:40:20.000Z
- Updated: 2026-09-17T22:40:20.000Z
- Author: Bruno Bannach

To **run a credit approval process**, the decision needs a record. Credit granted verbally is credit nobody can evidence when the account goes bad.

## Why credit decisions go undocumented

They are made quickly, under commercial pressure.

- Terms agreed in a conversation and applied afterwards
- No record of what was reviewed before deciding
- Inconsistent limits across similar clients
- Sales unaware of a decision until a deal is blocked

## What the process should capture

- **Requested limit and terms**, stated explicitly
- **Supporting documents**, attached and read by **OCR**
- **A verification checklist**, evidencing what was reviewed
- **The decision and its author**, recorded on the record
- **The resulting limit**, stored on the client record

## How to set it up in Jestor

1. Create a credit request record in **Jestor**, connected to the client.
2. Collect supporting documents through a public form or update link.
3. Add a checklist confirming what was verified before deciding.
4. Route the decision by requested value, with higher limits escalating.
5. Store the approved limit and status on the client record, where other processes read it.

## Why choose Jestor for credit control?

Because the limit lives on the client record in **Jestor**, other processes can read it — a quote or an order can reference the client's status rather than relying on someone remembering.

The checklist provides the evidence that a review took place, which is what an audit of a bad debt asks about.

## Frequently Asked Questions

### Where should the approved limit live?

On the client record, so other processes read it. See [jestor.com](https://jestor.com/?ref=blog.jestor.com).

### How is the review evidenced?

Through a checklist on the record.

### Can higher limits require escalation?

Yes, routed by requested value.

## Video Tutorial: Step by Step

Check out other practical tutorials on the Jestor YouTube channel.

## Get to know Jestor

With **Jestor**, you can automate workflows, connect teams, and build internal systems your way — all without code and powered by **AI**. Discover Jestor at [jestor.com](https://jestor.com/?ref=blog.jestor.com) and see how to take your company's operations to a new level of efficiency and control.